Banking: Russia's banks - crisis, what crisis?

Who will be right?

Yegor Gaidar, a former prime minister who promoted liberal economic reforms in Russia in the early 1990s, has warned of the threat of crisis in the country's banking industry in the next three to four years.

Enter Garegin Tosunyan, President of the Association of Russian Banks (ARB). He claims that the conclusions made by the former prime minister are mainly related to the field of scientific analysis and do not point out at a real threat to the banking system.

We have two contenders - only one can be right. Will it be an economic reformist or will it be the Banker? You - the poor sod in the street, will decide the winner.